An engine for sustainable fintech

Unleash the green consumer by infusing climate action into any digital experience

The future of fintech includes climate action

As public awareness around climate concerns continues to grow, so do the financial products and services incorporating climate action. This segment is quickly expanding to meet consumer demand and is proof that embedding climate action into every experience is on track to be the new standard, not the exception. Beyond being good for the planet, it’s also good for driving consumer engagement and brand loyalty.

Meaningful impact with every swipe

Because every fintech will someday be a climate fintech, the present moment is ripe with opportunity to couple climate insights and action with consumers’ financial lives. This can be achieved by embedding footprint estimation and carbon removal directly into financial services products—enabling users to positively impact the environment with the swipe of a card, processing of a payment, or use of a personal financial management tool. Stacked together, these billions of individual transactions yield meaningful impact.

Fintech use cases

Cards and banking
Deliver carbon removal as an alternative reward for business and retail customers by providing them with a platform to kickstart their corporate or personal eco-sustainability programs. Or surface footprint information at the transaction level and layer on climate action with corresponding neutralization.
Payments
Enable originators to allocate a percentage of revenue or payment volume to impactful climate projects.
Investments
Measure and neutralize emissions from investment products such as exchange-traded funds (ETFs) in order to offer carbon-neutral investing experiences.
Insurance
Estimate and neutralize the emissions from driving, travel, and home energy usage to provide climate-friendly car, travel, and home insurance products. Enable policy holders to neutralize their average emissions for the duration of a life insurance product, or allow them to gift credits to policy beneficiaries.

Fintech use cases

Cards and banking
Deliver carbon removal as an alternative reward for business and retail customers by providing them with a platform to kickstart their corporate or personal eco-sustainability programs. Or surface footprint information at the transaction level and layer on climate action with corresponding neutralization.
Payments
Enable originators to allocate a percentage of revenue or payment volume to impactful climate projects.
Investments
Measure and neutralize emissions from investment products such as exchange-traded funds (ETFs) in order to offer carbon-neutral investing experiences.
Insurance
Estimate and neutralize the emissions from driving, travel, and home energy usage to provide climate-friendly car, travel, and home insurance products. Enable policy holders to neutralize their average emissions for the duration of a life insurance product, or allow them to gift credits to policy beneficiaries.

Features

Content

Deliver an engaging, educational, and transparent climate action experience with detailed project info through the Patch API.

Estimates

Use Patch or work with one of our carbon accounting partners to measure specific activities and deliver climate insights.

Climate action

Easily purchase carbon credits from a diverse portfolio of global projects.

“We’re thrilled to work with the team at Patch who are transforming carbon offsets with a highly effective technology infrastructure. Our partnership puts the power to drive change into the hands of consumers worldwide.”

Kyle Armstrong
Co-Founder and CEO at Ascenda

"The Patch partnership will allow us to broaden our offset offering and enable our customers to support carbon removal in new tech- and nature-based solutions that are rooted in the most recent research."

Mathias Wikström
Doconomy CEO

Reaching your climate goals just got simpler.

Patch makes it simple for companies and their customers to reach their climate goals faster.

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