As public awareness around climate concerns continues to grow, so do the financial products and services taking climate action. This nascent segment—quickly expanding to meet consumer demand—is demonstrating that the will to offset climate change is more than just a public relations opportunity. It’s a reliable, profitable business strategy.
Because every fintech will someday be a climate fintech, the present moment is ripe with opportunity to couple climate insights and action with consumers’ financial lives. This can be achieved by embedding footprint estimation and carbon removal directly into financial services products—enabling users to positively impact the environment with the swipe of a card, processing of a payment, or use of a personal financial management tool. Stacked together, these billions of individual transactions yield meaningful impact.
Deliver carbon removal as an alternative reward for business and retail customers by providing them with a platform to kickstart their corporate or personal eco-sustainability programs. Or surface footprint information at the transaction level and layer on climate action with corresponding neutralization.
Enable originators to allocate a percentage of revenue or payment volume to carbon removal projects.
Measure and neutralize emissions from investment products such as exchange-traded funds (ETFs) in order to offer carbon-neutral investing experiences.
Estimate and offset the emissions from driving, travel, and home energy usage to provide climate-friendly car, travel and home insurance products. Enable policy holders, as well, to offset their average emissions for the duration of a life insurance product, or allow them to gift offsets to policy beneficiaries.
Deliver an engaging, educational, and transparent climate-action experience with API-delivered project information and content.
Use Patch or work with one of our carbon accounting partners to measure specific activities and deliver climate insights.
Easily purchase carbon offsets and removal from a diversified portfolio of projects.